To
Be or Not to Be:
The New Medicare Part D
January
1st marked a new day in public sponsored health
care. Medicare Part D, also known as the Medicare Prescription Drug Plan,
started on that date. The program has received a lot of press and discussion
over the past two years since the legislation was passed creating the
program. This is the biggest change in Medicare coverage since Medicare
began in 1965.
So, how will the new Medicare Prescription Drug Plan (Part D) help folks
with spinal cord disabilities? About 35% of all Arkansans with spinal
cord disabilities have Medicare coverage that qualifies them to participate
in Part D. For some, it will provide limited assistance, while for others,
especially those who take a number of medications, it will be a real help!
Medicare Part D is a new plan. It is not related to Medicare Part A or
Byou will still need to pay for those premiums out of your Social
Security check. This will be an additional plan at an additional cost.
The
Basic Drug Plan
-
Monthly
premium (average cost $32, range from $10 to $70)
-
$250
deductible (you pay out-of-pocket before drug plan kicks in)
-
From $250 to $2,250 in medication costs, Medicare will pay 75%, you
will pay 25%
-
Between
$2,250 and $5,100 in medication costs you pay 100%
-
After
you have paid $3,600 out-of-pocket Medicare covers 95% and you pay
5% to the end of the year
Though the plan
is covered under Medicare, you will need to select a company to administer
your plan. Some companies will structure their plan differently; those
with higher premiums may cover your deductible. Some will have lower
copays than 25%. There are 20 different companies selling 41 different
plans in Arkansas (the providers and plans may be different in each
state). Since this is a new program, there is no way to tell in advance
which are the best plans.
Do
I Have to Join a Plan?
The simple answer is yes, all Medicare recipients must have a drug
plan by May 15, 2006. However, if you already have drug coverage unrelated
to your Medicare or Medicaid coverage, you do not need to take
a Medicare plan. This would include people who receive medication
coverage from the VA, those who have medication coverage through their
own or a family members insurance plan or those in a Medicare
Advantage (HMO) plan. If your present plan is better than the Medicare
Part D plan, you will receive a letter from your insurance company
telling you that you do not need to change to Part D. If you are a
Medicare recipient presently receiving prescription medications through
Medicaid (i.e., on a waiver or through a Qualified Medicare Beneficiary
program), you must choose a planyou will no longer get those
services from Medicaid.
Many people will say, Im healthy, I dont take medicines,
I dont need a prescription plan or my prescriptions
dont cost over $30 per month, I dont need a drug plan.
Even such folks must enroll or face penalties.
Extra
Help
For low income Medicare recipients, who may not be able to afford
the monthly premiums, Part D has a program called Extra Help.
Eligibility for Extra Help is determined by your income and your countable
resources (i.e., liquid assets). The income limits are based on the
federal poverty level. You can have income up to 150% of the poverty
level and still get Extra Help. The countable resources are $11,500
for an individual or $23,000 for a couple (your home, personal effects
and vehicles do not count toward this amount). Depending upon your
income, your premiums and deductible will be paid for you and your
coinsurance amount will be minimal ($1 - $5). SSI recipients, Elderchoices
and Alternatives Waiver participants and those who are QMB, SLMB or
QI will automatically be eligible for Extra Help.
If you will receive Extra Help, Medicare or Medicaid should have already
informed you. You will still need to select a plan provider. Sixteen
of the 41 plans in Arkansas will administer Extra Help. If you do
not select a plan, Medicare will select a plan for you! If you think
you are eligible for Extra Help and have not received an application,
you should contact Medicare.
Choosing
a Plan
It will be up to the Medicare recipient to select a Part D plan. Each
plan has its pluses and minuses. Some are more expensive than others,
and those will typically have more benefits.
There are three major considerations in selecting a plan:
-
Does the plan cover the medications I take? (Each plan will have
its own formulary, which may not include your medications.)
-
Does
my local pharmacy accept the plan?
-
Help
Choosing A Plan
There are several resources that can help you in determining the
best options for you. They will be able to take information about
you and your medications and figure out which plans may meet your
needs.
These include:
-
Medicare
- www.medicare.gov or 1-800-633-4227
-
Senior
Health Insurance Information Plan (SHIP) 1-800-224-6330
-
Your
local Area Agency on Aging
-
Remember,
while these people may be able to assist you, they cannot recommend
or make the decision for you. Ultimately, you must choose you own
plan. The good news is, each year in November and December you will
have the opportunity to change plans, if you do not like the one you
have. After this first year of the program, there should be more data
and ratings available on these plans
.
Enrollment
Many of you may have already enrolled in a Part D drug plan. Initial
plans were effective January 1st. If you have not signed up for a
plan, you should do so before May 15, 2006. After May 15th,
you can still sign up for a plan but it will not go into effect until
January of the following year and you will pay a 1% penalty for each
month after May that you are not on the plan. For example, a person
who has no medication coverage and takes no medications chooses
not to join this year. Two years from now, he has some health problems
and needs several, expensive prescriptions every month. He applies
for Part D. His premiums will be increased by 24% (24 months at 1%
per month). Based on the average premium price of $32,
this person would pay $39.68 for that same premium, or $7.68 more
per month.
If you presently have an insurance plan that is better than Part
D, you do not need to enroll. If in the future you lose your plan
(e.g., change jobs, spouse retires, or plan is cut), you will be able
to enroll in Part D with no penalty.
To enroll, you should contact the company you choose to administer
your plan and enroll. You can also enroll on the Medicare website
at www.Medicare.gov
Summary
This is a very brief summary of the Medicare Part D prescription plan.
If you are on Medicaid and Medicare or you are low income (basically,
income under $10,000 for an individual), you will be eligible for
Extra Help, which will pay your premiums. You should already be signed
up for a plan. If you have another prescription insurance that is
better than Plan D, you do not need to enroll. If you are a Medicare
recipient without insurance and do not qualify for Extra Help, you
must apply for a plan by May 15, 2006, or face penalties when you
do apply. Some people who will never use much medication may select
to not take out Part D insurance at all. However, folks with spinal
cord disabilities (SCD) should seriously consider selecting a plan
just in case.
You can get help in making a selection from Medicare, your pharmacist,
SHIP or other providers. A list of medications commonly used by people
with SCD, as well as the list of Medicare Prescription Drug Plans
available in Arkansas are on our website at www.spinalcord.ar.gov
New
Fayetteville Case Manager

ASCC Case Manager Maryanne Lane is working out of the Fayetteville office.
Maryanne
Lane joined the Arkansas Spinal Cord Commission (ASCC) in December, replacing
Adela Martinez who resigned in September. Maryanne will be providing case
management services to individuals with spinal cord disabilities in Benton,
Carroll, Madison and Washington counties.
Maryanne obtained her Bachelors degree in Sociology from the University
of South Carolina. Her past experience has included working with individuals
with disabilities and with the State of South Carolina Medicaid Waiver
program for persons with spinal cord injuries and head injuries. She has
also worked with a durable medical equipment company. The Commission feels
her knowledge and background will be great assets to the agency.
Besides moving to a new city, starting a new job and meeting new clients,
Maryanne is planning her wedding, which will be at the end of January.
She met her fiancé while they were both working as river guidesthey
are avid kayakers and whitewater enthusiasts.
The Commission members and staff of ASCC are fortunate to have such a
qualified individual joining our staff. Please join us in welcoming Maryanne!

Are You Interested in Attending a Support Group?
Dear
Editor:
I have discovered that monthly support group meetings are wonderful ways
for clients and case managers to meet together. From my experience with
the Sherwood group, I believe that these support group meetings are among
the greatest services we provide our clients.
I would like to get support group meetings started in Faulkner County.
Conway Regional Rehabilitation Hospital would be willing to let us meet
in their facility. Call me at 1-800-459-1517
or 501-296-1792 if you are interested
in attending monthly support group meetings in Conway.
Doug Fish, ASCC Case Manager
Little Rock, AR
Dear Editor:
I would like to see if anyone is interested in participating in or hosting
a support group in any of the following counties: Boone, Newton, Van Buren,
Pope, Conway, Perry or Yell. If so, please call me at 479-890-5751
before the end of January.
Toney LeQuieu, ASCC Case Manager
Russellville, AR
From
the Director
By
Cheryl L. Vines, ASCC Executive Director
No one can make
you feel inferior without your permission
Eleanor Roosevelt
Ive seen this quote several times over the past several months and
each time I see it, it makes me think. Certainly, we all feel inferior
now and then, whether in a sports competition, a social situation or on
the job. I know I can always find people who I think are smarter, faster
or better looking than I am. But then I thought of the real messagewe
must not allow others to make us feel inferior. Most of us do a pretty
good job ourselves!
Many years ago I took a course in values clarification. When we finished
the class, we got a bright yellow button that said IALAC. It caught peoples
eyes and when they asked what it meant, you told themI
Am Loveable
And Capable.
Hard to let anyone make you feel inferior while wearing that button! Sometimes
it is easy to let other peoples opinions, attitudes and ignorance
get us downdont do it! Dont give them permission. As
we head into 2006 rememberyoU Are
Loveable And
Capableget out there and show it!
Join me in welcoming Bob Treviño as our new Arkansas Rehabilitation
Services Commissionerwe look forward to working with him!
With
Thanks
Donations
this quarter from:
Jo Mounce
James Rucker
Joyce Serna
Chris and Denise Davis
In Memory of Marshall Purvis
Marlynn Hughes
In Memory of Jane Smith
Shirley Bassinger
ASCC
accepts tax deductible donations. The generosity of the many individuals
and families, who over the years have made memorial donations, is greatly
appreciated. Contributions are used to assist our clients through purchases
of equipment and educational resources.
If you
would like to make a contribution, please contact the Commission at 501-296-1788
/ 1-800-459-1517 (voice)
/ 501-296-1794 (TDD), or send your
donation to:
AR
Spinal Cord Commission
1501 N. University, Suite 470
Little Rock, AR 72207
Wyvill
Names New ARS Commissioner

ARS Commissioner Robert P. Treviño
In October
2006, Arkansas Rehabilitation Service (ARS) Commissioner John Wyvill was
selected by Governor Huckabee to assume the position of Director of Arkansas
Workforce Education. Upon assuming that position on October 3rd, Wyvills
first action was to fill his former position and appoint Robert P. Treviño
as ARS Commissioner.
Treviño, who comes to this position from that of Human Services
Policy Advisor to Governor Huckabee, brings a wealth of diverse experience
to his new position. Born in Warrington, Great Britain, as his father
served in the Air Force, Mr. Treviño holds a B.A. in Political
Science from Louisiana State University in Shreveport and a Masters Degree
in Public Administration (MPA) from the University of Arkansas at Little
Rock.
Before joining the Governors staff as the Human Services Policy
Advisor to Mike Huckabee, he served as the City Manager Administrative
Coordinator for the City of Little Rock. His community involvement includes
the position of State Director of the League of United Latin American
Citizens, serving on the Philander Smith College Board of Trustees, membership
in United Cerebral Palsy in Arkansas, regional board member of the National
Conference for Community and Justice (NCCJ), Governors Task Force
on Hispanic Affairs final report committee and U.S. Selective Service
Board member.
Arkansans with disabilities have a great friend in Bob Treviño,
said ASCC Executive Director Cheryl Vines. Bobs experience
with the Legislature and in policy making will be great assets to our
disability community as will his commitment to making our state a better
place to live for all Arkansans. Through his work
in the Governors office, Treviño has been integrally involved
in policy making in many areas including the implementation of the Olmstead
decision initiatives through the GIST task force, as well as issues related
to Medicaid, transportation and community- based services for people with
disabilities.
The members and staff of the Arkansas Spinal Cord Commission welcome ARS
Commissioner Treviño and look forward to working with him.
Get
Out of the House
Readers Poll
Readers
of the October 2006 issue of the Spinal Courier had the opportunity
to respond to the Readers Poll of their favorite places that provide them
with the opportunity to Get Out of the House. Congratulations
to all of you who took the time to read, reflect and respond. Every one
of us who leads an active lifestyle is a winner! ASCC urges you to continue
being active and to get out of the house.
The lucky person whose name was drawn from those who responded to the
poll is David Johnson of Pocahontas, AR. Congratulations, David,
on winning a $30 gift card from Wal-Mart! This should provide you with
another opportunity to Get out of the House.
Time
to Apply for Educational Scholarships
Gather
your financial information and letters of recommendation its
time to apply for Governors Commission on People with Disabilities
scholarships! The deadline is February 27, 2006. For more information
and to request an application, please call Ida Esht at 501-296-1637.
The Spina Bifida Association of America also offers scholarships. Applications
must be postmarked by March 1, 2006. For information about the
SBAA scholarship program and to download application forms, go to: http://www.sbaa.org/
and click on Programs, then Education and scroll
down to SBA Scholarship Programs, or call
1-800-621-3141, ext. 13 or
21.
The Spina Bifida Association of Arkansas (SBAAR) will be offering scholarships
in 2006. Applications are due by August 15, 2006. For more information
and application forms, please call Vicki Rucker at 501-978-7222.
The
Spina Bifida Association of Arkansas (SBAAR) reminds everyone its
time to sign up for or renew your annual membership. The $20 annual
fee is due by March 15, 2006. Call 501-978-7222
for more information.
Medical
Care to Minimize
SCI Secondary Complications
By
Tom Kiser, M.D., ASCC Medical Director

Secondary medical complications are a large problem after spinal cord
injury (SCI). The focus of initial and follow-up medical care is to minimize
these secondary problems and maintain optimal function. The list of complications
that can develop after a spinal cord injury is long, and includes:
-
A
high pressure bladder system with ureteral reflux and subsequent kidney
failure
-
Recurrent
bladder infections
-
Mega
colon due to chronic constipation
-
Hemorrhoids
-
Heterotopic
ossification
-
Fractures
due to osteoporosis
-
Pressure
sores of the sacrum, ischium and feet
-
Problems
with spasticity
The following are
my suggestions for medical care at each stage of your injury to try
to minimize problems.
Initial
Injury
1. Use compression hose or sequential compression hose as soon as possible
after the injury, and if possible a blood thinner (heparin or coumadin
[Warfarin]) within 72 hours of injury to decrease risk of a blood clot
in the legs.
2. Start gastrointestinal prophylaxis to lower stomach acid and risk
of stomach bleeding.
3. Protect the bladder against over distention with an indwelling Foley
catheter.
4. Schedule a bowel program to empty the lower bowel and prevent bowel
impaction.
5. Implement a bed turning schedule, and use a pressure relieving mattress
or mattress overlay and protective boots to decrease the risk of pressure
sores.
Initial
Rehabilitation
1. Continue the blood thinner for at least eight weeks for incomplete
SCI and twelve weeks for complete SCI to lower the risk of a blood clot
in your legs and the devastating event of PE (pulmonary embolismwhich
occurs if the clot leaves the legs and lodges in the lungs). If the
bleeding risk is high and a blood thinner cannot be used, often an IVC
(Inferior Vena Cava) filter can be placed in the large vein running
from your legs to your heart. This lowers the risk of a pulmonary embolism,
but does not eliminate it, so as soon as possible a blood thinner should
be started.
2. Start teaching in/out bladder catheterization to keep bladder volumes
below 500 cc and discuss bladder care options:
-
Clean
intermittent catheterization,
-
Indwelling
Foley catheter (urethral or suprapubic),
-
Bladder
diversion with continent stoma, or
-
Abdominal
wall opening with ostomy bag.
3. Start a bowel
program with every day or every other day emptying of the colon to decrease
the risk of colon over distention.
4. Maintain a turning schedule in the bed every two hours, with slow
change to every four to six hours, with close skin monitoring to ensure
no skin breakdown develops or grows worse. Conduct pressure relief every
15 to 30 minutes when up in a wheelchair or when sitting up in bed.
5. Perform daily stretching of lower extremities to decrease spasticity
and avoid lower extremity contractures at the hip, knee or ankle.
After the initial injury care and rehabilitation, you will need to be
under the care of a physician who is familiar with spinal cord injury.
This follow-up will normally be in the physicians office on an
out-patient basis.
Outpatient
Care
1. Have an annual physical exam to assess spasticity, skin, autonomic
dysreflexia, bowel management and review medication and equipment.
2. Undergo a renal ultrasound at least annually after your injury until
the bladder is stable and you are not having recurrent bladder infections
or difficulties. If you are having a lot of bladder problems with frequent
urinary tract infections (UTIs) or problems with autonomic dysreflexia,
you need to see an urologist for an urodynamic study to assess bladder
pressures and emptying or possibly a cystoscopy to look into your bladder
and rule out a bladder stone. If you have had one bladder stone you
are at increased risk of another one, and the use of a chronic indwelling
Foley catheter puts you at increase risk of bladder stones and bladder
cancer.
3. Have periodic laboratory exams: electrolytes, glucose, kidney function,
liver function, fasting cholesterol level, and urinalysis and urine
culture and sensitivity at least every three to five years if you are
not having any health problems. If you are having medical problems you
may need more frequent laboratory workup.
4. Watch for increased weakness or unexplained neurological changes.
These may signal problems in the spinal cord itself. Magnetic Resonance
Imaging (MRI) will be needed to assess for possible syringomyelia.
5. For tetraplegia, consider hand surgery to maximize hand function.
6. Receive yearly influenza vaccine to decrease the chance of developing
influenza. If this makes you feel a little under the weather
or sick, be assured that this little bit of sickness is much better
than the full-blown sickness of influenza (which can kill you).
7. Be immunized once with pneumococcal vaccine, especially if you have
tetraplegia, and then again at 65 years of age to lower the risk of
a pneumococcal pneumonia.
8. Undergo colonoscopy at 50 years of age (or at a younger age if you
have a family history of colon or rectal cancer).
The above are medical exams and treatment that I recommend to help you
avoid the secondary medical complications that can hamper healthy living.
It is the goal of the Arkansas Spinal Cord Commission and myself that
each of you enjoys healthy, independent and productive lives.
ASCC
2005 Miniconferences
Courtney
Martin of Hot Springs, AR (left) and Brenda Davis of North Little
Rock, AR (right) enjoyed the 2006 miniconference program at Hot
Springs. This fall ASCC held two minicon- ferences, on October 5th at
National Park Medical Center in Hot Springs and October 15th at Baxter
Regional Medical Center in Mountain Home. Sessions included the latest
reports on stem cell research, the Medicare Prescription Plan and Work
Incentives. Over 100 people took part in the learning experience at these
miniconferences.
Up Close and Personal:
Doug Fish
This is the ninth in a series of articles
profiling the ASCC Case Managers.
Doug
Fish has worked for the State of Arkansas for approximately 14 years,
11 years with the Little Rock Area Parole Office and he recently completed
his third year with the Spinal Cord Commission. Working as an ASCC Case
Manager, Doug covers North Pulaski and Faulkner counties and has approximately
200 clients on his caseload. According to Client Services Administrator
Patti Rogers, Doug is a very conscientious and dedicated Case
Manager.
Doug obtained his undergraduate degree at Harding University in Searcy
Arkansas and graduated from the Northeast Louisiana University with
a Masters degree in Criminal Justice. After graduate school, Doug worked
for the Federal Correctional Institute in Texarkana. He then spent six
years in Dallas, TX working with an employment program for parolees,
before returning to Arkansas.
Doug and his family reside in Sherwood. Doug is very involved with his
family and shares in their activities. He keeps very busy attending
his sons basketball games, his daughters Girl Scout projects,
various 4-H family and church activities. This past summer he and his
family traveled to Branson and spent time at a water park together.
If he can find a spare minute, Doug likes to read and work in the garden.
|
PROFILE:
Date
And Place Of Birth:
February 11, 1957, in Beatrice, NE
Family Members:
Wife, Jo Ann, and children, Benjamin (age 10) and Elizabeth (age
7)
I Absolutely
Will Not Eat: Sushi
If I Did Not
Live In Sherwood, I Would Want To Be:
In Eastern TennesseeI think that is the prettiest
place in the United States
I
Have A Need To Be: Useful
One
Thing People Would Find Surprising About Me Is:
My daughter and I have sung together at churchand, we actually
have people who look forward to hearing us sing
My Favorite
Movie Is:
Driving Miss Daisy
My Favorite
Song Is: My Love Is Deeper Than the Holler
by Randy Travis
I Am Most Comfortable
With People Who Have: A positive attitude
My Favorite
Pastimes Are: Doing kids activitiesand,
there is nothing much better than watching a movie with my kids
and wife on a Friday night
The Best
Advice I Ever Received Was: From my dad,
a mortician: From the time you are born to the time you
take your last ride in the funeral coach, nothing is so bad that
it couldnt be worse.
My Favorite
Saying Is:
I have several: Little boys arent much,
but that is all we have to make men out of. Blessed
are those who expect nothing, for they shall not be disap-pointed.
and To be all that we can be, we must dream of being more.
I Knew I Was
Grown Up When: I got married, and especially
when our son was born
The One Thing I Always Wanted To Do But
Have Never Done Is: Visit Washington,
DC and the northeastern part of the United States, also Canada
and Alaska
One
Word To Sum Me Up: Busy
|
Congratulations,
Jake!
Jake
Geisler of DeValls Bluff, AR has been selected to attend the 2006 Winter
Paralympics in Torino, Italy in March 2006 as a part of the Paralympics
Academy Team.
|
Rollin
Razorbacks 2006
|
|
Jan.
1215
|
Pioneer
Classic
|
Birmingham,
AL
|
|
Jan.
2122
|
McKimmey
Invitational
|
Sherwood,
AR
|
|
Feb.
25
|
AR
Valley Conference Tournament
|
Sherwood,
AR
|
|
Mar.
1719
|
NWBA
Division 2 Southern Regional
|
Sherwood,
AR
|
|
Apr.
46
|
Division
2 National Wheelchair Basketball Tournament
|
Lexington,
KY
|
|
All
Sherwood games are played at Sylvan Hills High School.
For game times, contact Coach Jared Johnson at 501-240-1529.
|
The
Squeaky Wheel
The
squeaky wheel . . . gets the grease! This column is about greasethings
that make life for persons with a spinal cord disability go smoother
and ease your way in the world. Things can be hints, equipment
adaptations, innovations, tricks-of-the trade, procedural shortcuts,
life experiences, or things you should have done but didnt.
With the cold weather upon us, Sandy cautions us about using heated
car seats.
I
have incomplete quadriplegia, with some walking and limited arm use.
I guess I have about 50 percent sensation, so I know when I am uncomfortable
or having pain. Having some sensation, plus being able to walk a little
around my house, has helped keep my skin in good shape.
However, on a 45-minute trip last winter in a 2001 Chevy Blazer with
heated seats I started feeling sick, like I was getting too hot. My
seat was turned on to heatbut I had previously never used it for
more than 10 minutes at a time. My aide got me out of the seat, turned
the heat off, and put a coat down for me to sit on.
Back home, my wife and aide did a visual inspectionI had a half-dollar-size
burn, plus a hardened area around the burn on the left side of my bottom!
Were waiting to see if I heal completely; Ive still got
an irregular dime-size scar. I just thought everyone needed a warning
about heated car seats.
We
invite you to send in your helpful hintyour bit of grease.
Contact your ASCC Case Manager, write us or e-mail us at courier@arspinalcord.org.
SPINAL
COURIER
Published
quarterly by Arkansas Spinal Cord Commission
Cheryl
L. Vines, Executive Director
Thomas
L. Farley and Dee Welsh, Coeditors
Commission
Members: Jimmy Ashley, Chair, R. Doug Foster, M.D., James Miller, Joe
McNiel and Sandra Turner
The
Arkansas Spinal Cord Commission does not discriminate on the basis of
race, color, national origin, sex, religion, age or disability in employment
or the provision of services.
Visit
our website at: www.spinalcord.ar.gov
or e-mail us at: courier@arspinalcord.org
|